Step 1. Enroll and personalize your card

Complete enrollment and accept terms to activate your card visit

Step 2. Load money

Set up direct deposit by using the routing and account numbers or load cash a thousands

of retailers nationwide

Step 3. Use it

Use your prepaid card in stores, to shop online, at restaurants , or withdraw money at ATMs worldwide

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 Security & Privacy

We take security seriously with strict fraud policies, advanced features, and smart monitoring tools to keep your money protected.

In addition to bank level online security all accounts are FDIC-insured through Metropolitan Commercial Bank (Member FDIC) Member FDIC and protected from unauthorized transactions under the Mastercard® Zero Liability policy.


Early Access to Federal Benefits

Get your social security, SSI, VA, Civil Service or Railroad Retirement Board benefits up to 4 days earlier than the effective date. And by direct depositing those funds, you avoid any check-cashing fees, saving you time and money.


Simple Fees


See Terms and Conditions for full fee schedule.