Security & Privacy
We take security seriously with strict fraud policies, advanced features, and smart monitoring tools to keep your money protected.
In addition to bank level online security all accounts are FDIC-insured through Metropolitan Commercial Bank (Member FDIC) Member FDIC and protected from unauthorized transactions under the Mastercard® Zero Liability policy.
Early Access to Federal Benefits
Get your social security, SSI, VA, Civil Service or Railroad Retirement Board benefits up to 4 days earlier than the effective date. And by direct depositing those funds, you avoid any check-cashing fees, saving you time and money.